“Angela Song is a friend and a very professional realtor agent. She listens to our needs and requests, and assists us with our choices instead of imposing her opinions over us. She helped us purchase our first property in Surrey Fleetwood area five years ago. When we decided to move last year, she is on top of our mind. Her suggestions of time and listing price were so wise that we were able to sell our townhouse after one open house. I definitely recommend you to look for her help if you have any needs for selling or purchasing properties.”
第一次買樓，有人陪你走完每一步
在素里買下第一個物業，是您一生中最重要的財務決定之一。AG. Song 陪伴過許多首次置業的買家走完全程——從按揭預批到收樓——每一步都講得清清楚楚。服務可用國語、粵語或英語進行，對於父母與成年子女需要一起弄懂流程的家庭尤其方便。
素里是大溫哥華首次置業性價比較高的地區之一。Newton 的公寓入門門檻較低，Fleetwood 與 Clayton Heights 的聯排別墅則能換到更多空間。AG. Song 會幫您找出哪個社區匹配您的預算與生活方式——無論您看重校網、通勤時間，還是近公園。
首次置業的政府計劃與首期
作為卑詩省的首次置業者，您可能符合若干能降低成本的計劃：首次置業者的物業轉讓稅（PTT）豁免、聯邦置業者計劃（從 RRSP 提取首期）、以及首次置業儲蓄賬戶（FHSA）。這些計劃的具體額度與門檻會不時調整——AG. Song 會在首次諮詢時為您梳理，並提醒您向按揭機構或官方渠道核實目前規定。
關於首期：加拿大的最低首期按樓價分段計算（50 萬以下、50 萬至 150 萬之間的部分、150 萬以上各有不同）；請以最新官方規定為準。AG. Song 可為您對接熟悉首次置業融資的按揭經紀。整個置業流程從預批到收樓通常約 60-90 天，AG. Song 會處理文件、協調按揭經紀與律師、就價錢談判，並陪您驗樓。
常見問題
在素里買第一個物業，首期需要多少？
加拿大的最低首期按樓價分段：較低價位所需比例較低，越高價位所需比例越高，具體分段與門檻請以最新官方規定為準。AG. Song 可為您對接熟悉首次置業融資的按揭經紀，按您的目標樓價算清所需金額。
卑詩省有哪些幫助首次置業者的政府計劃？
包括首次置業者的物業轉讓稅（PTT）豁免、聯邦置業者計劃（從 RRSP 提取）、以及首次置業儲蓄賬戶（FHSA）。各計劃的額度與資格門檻會不時調整，落實前請向按揭機構或官方渠道核實目前規定。
素里哪些社區適合首次置業？
Newton 與 Whalley 的公寓入門門檻較低；Fleetwood 與 Clayton Heights 的聯排別墅空間更大、學校不錯且未來有天車接駁。AG. Song 會按您的預算與優次，提供度身的社區比較。
AG. Song 會說國語嗎？
會。AG. Song 是國語和粵語的流利使用者，合約、談判與市場解讀都能用您熟悉的語言進行——這對希望家人一起參與決定的首次置業者尤其有幫助。
在素里買第一個物業要多久？
從按揭預批到收樓通常 60-90 天。預批約 1-3 天，睇樓時間因人而異，接受出價後成交期一般 30-60 天。AG. Song 會管理時間線並隨時讓您知情。
15年以上
從業經驗
5.0
Google 評分
3 則評價 · 全五星
30+
服務社區
國語·粵語·EN
服務語言
客戶在 Google 上的真實評價
5.03 則 Google 評價
“AG Song has been our realtor since back in 2016. We have had this opportunity to work with her several times. And every time, She impresses us with her professionalism, responsiveness and genuine care. It is a great blessing to have her during those stressful moments. We would highly recommend her to anyone We know that is seeking a realtor who can understand, patiently listen and make efforts to help clients succeed.”
“Angela Song is professional, kind, smart, and resourceful. She’s an outstanding realtor who goes the extra mile for her clients. My wife and I are forever grateful for her help in moving from our Richmond home to Panorama Ridge, Surrey. In our search for the perfect home, she has untiringly taken us into many beautiful homes in greater Vancouver. We’ve had other good realtors before. Angela is the best!”
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