Buying your first home in Surrey is one of the biggest financial decisions you will make. AG. Song has guided dozens of first-time buyers through the process — from mortgage pre-approval to getting the keys — with clear explanations at every step. Service is available in both English and Mandarin, which is especially helpful for families where parents and adult children need to understand the process together.
Surrey offers some of the best entry points for first-time buyers in Greater Vancouver. Condos in Newton start under $400,000, while townhomes in Fleetwood and Clayton Heights offer more space in the $600,000-$800,000 range. AG. Song helps you identify which neighbourhoods match your budget and lifestyle — whether you prioritize school catchment, commute time, or access to parks.
As a first-time buyer in BC, you may qualify for several programs that reduce your costs: the First-Time Home Buyers' Program (PTT exemption up to $500,000, reduced rate up to $525,000), the federal Home Buyers' Plan (RRSP withdrawal up to $35,000), and the First Home Savings Account (FHSA). AG. Song walks you through these programs during your first consultation.
The buying process typically takes 60-90 days from pre-approval to possession. AG. Song, your Surrey REALTOR®, handles the paperwork, coordinates with your mortgage broker and lawyer, negotiates the purchase price, and attends the home inspection with you. In the current buyer-friendly market, there is often room to negotiate — AG. Song's experience with Surrey-specific pricing helps you avoid overpaying.
